Our Privacy Policy

Bluenose Insurance Brokers Ltd. Privacy Policy

Your privacy is critically important to us. At Bluenose Insurance Brokers Ltd. we have a few fundamental principles:

  • We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)
  • We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
  • We don’t store personal information on our servers unless required for the on-going operation of one of our services.

Below is our privacy policy which incorporates these goals:

Client Privacy

As insurance brokers we deal with personal and private information of our clients.

The following information about our clients is shared with other organizations:

  • A copy of an application is given to the insurance company so they can issue the policy.
  • If the vehicle is leased, a copy of the policy or a binder form (not the application) may be given to the leasing company to prove the car is insured and to prove that their interest in the car is protected.
  • If a loan is declared, a copy of the policy or a binder form (not the application) may be given to the lending institution to prove the home or vehicle is insured and to prove that their interest is protected.
  • Your banking information or credit card information is given to the Insurance Company or Premium Finance Company so that the payment of the premium can be processed.

Bluenose Insurance Brokers WILL NOT release any of your personal information to ANY other third party unless required to do so by law or unless you give us specific permission to do so.

If you have questions about deleting or correcting your personal data please contact us. It is Bluenose Insurance Brokers Ltd.’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Bluenose Insurance Brokers Ltd. collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Bluenose Insurance Brokers Ltd.’s purpose in collecting non-personally identifying information is to better understand how Bluenose Insurance Brokers Ltd.’s visitors use its website. From time to time, Bluenose Insurance Brokers Ltd. may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Bluenose Insurance Brokers Ltd. also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged-in users. Bluenose Insurance Brokers Ltd. only discloses logged-in user IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to Bluenose Insurance Brokers Ltd.’s websites choose to interact with Bluenose Insurance Brokers Ltd. in ways that require Bluenose Insurance Brokers Ltd. to gather personally-identifying information. The amount and type of information that Bluenose Insurance Brokers Ltd. gathers depends on the nature of the interaction. For example, we ask visitors who sign up for our eNewsletterto provide a username and email address. Those who engage in transactions with Bluenose Insurance Brokers Ltd. – by filling out a Insurance Quote Form, for example – are asked to provide additional information, including as necessary the personal required to process those transactions. In each case, Bluenose Insurance Brokers Ltd. collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Bluenose Insurance Brokers Ltd. Bluenose Insurance Brokers Ltd. does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics & Demographics

Bluenose Insurance Brokers Ltd. may collect statistics about the behavior of visitors to its websites.  Bluenose Insurance Brokers Ltd. may display this information publicly or provide it to others. However, Bluenose Insurance Brokers Ltd. does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Bluenose Insurance Brokers Ltd. discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Bluenose Insurance Brokers Ltd.’s behalf or to provide services available at Bluenose Insurance Brokers Ltd.’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Bluenose Insurance Brokers Ltd.’s websites, you consent to the transfer of such information to them. Bluenose Insurance Brokers Ltd. will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Bluenose Insurance Brokers Ltd. discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Bluenose Insurance Brokers Ltd. believes in good faith that disclosure is reasonably necessary to protect the property or rights of Bluenose Insurance Brokers Ltd., third parties or the public at large. If you are a registered user of an Bluenose Insurance Brokers Ltd. website and have supplied your email address, Bluenose Insurance Brokers Ltd. may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Bluenose Insurance Brokers Ltd. and our products. Bluenose Insurance Brokers Ltd. takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Bluenose Insurance Brokers Ltd. uses cookies to help Bluenose Insurance Brokers Ltd. identify and track visitors, their usage of Bluenose Insurance Brokers Ltd. website, and their website access preferences. Bluenose Insurance Brokers Ltd. visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Bluenose Insurance Brokers Ltd.’s websites, with the drawback that certain features of Bluenose Insurance Brokers Ltd.’s websites may not function properly without the aid of cookies.

Business Transfers

If Bluenose Insurance Brokers Ltd., or substantially all of its assets, were acquired, or in the unlikely event that Bluenose Insurance Brokers Ltd. goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Bluenose Insurance Brokers Ltd. may continue to use your personal information as set forth in this policy.

Privacy Policy Changes

Although most changes are likely to be minor, Bluenose Insurance Brokers Ltd. may change its Privacy Policy from time to time, and in Bluenose Insurance Brokers Ltd.’s sole discretion. Bluenose Insurance Brokers Ltd. encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Change log:

  • April 5, 2008: Published Privacy Policy
  • April 21, 2014:  Changed title and added everything after the heading: Client Privacy.

Our Mission:

Bluenose Insurance Brokers is dedicated to providing the best insurance products available to its clients at the most reasonable rates.

Hours of Operation

Sydney NS ♦ (8:30 to 5:30 - Mon to Fri)
St. Peters NS ♦ (8:30 to 5:00 - Mon to Fri)
Arichat NS ♦ (8:30 to 4:30 - Mon to Fri)
After Hours ♦ 902-565-1282 ♦ 902-631-1023
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