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Home Insurance

Quickly and easily get a home insurance quote online.

Tenant's Insurance

Quickly and easily get a tenants insurance quote online.

What coverage do you need?


Cover your personal liability anywhere in the world as well as covering your property and belongings.

Building and Outbuildings

Home insurance will extend from your house to automatically cover your outbuildings, decks, fences, and other items fixed to your property.

Personal Property

Home insurance covers your personal property. There are special limits of insurance; make sure that you talk to your broker to protect special items such as jewellery, collections, and musical instruments.


Available Policy Types


Comprehensive Homeowners

Comprehensive insurance covers you for all risks on both your home and personal property.

Most policies that offer comprehensive coverage also have higher special limits of insurance for valuable goods making it the strongest coverage available.


Broad Form Homeowners

Broad form coverage covers your house and outbuildings for all risk coverage and your personal property for named perils.

This is a great option if available for seasonal homeowners policies where the alternative is a Named Perils form. It is also a good option for older home and specialty risks where Comprehensive is not an option.


Named Perils

Named Perils only covers you for what is listed on the policy terms. These policy terms do not come with many bells or whistles and are typical on seasonal or vacant dwellings.

Make sure to check in with your broker to see what is covered and what limitations are on the policy.



Ways to save

Bundle your home or tenants policy with an auto insurance policy to get a multi-line discount.

Ensure that your home insurance building limit is not too high so that you are being over-insured – it is always a good idea to revisit your limits every few years.

Your homeowners insurance can help you save money on other types of insurance that may be included already such as small water crafts, small tractors, garden tractors, and more!

Add additional coverage for when claims occur


Umbrella Liability

Increase your liability limit and extend it to cover everything that you own to protect yourself in the event of liability claims.

Create an umbrella of protection that can help you to weather any storm.


Extended Water Coverage

Did you know that most policies don’t automatically include sewer backup and ground water?

Talk to your agent about what options you have to increase you coverage to water damages.


Identity Theft and Cyber

Working from home? Protect yourself against rising security threats with cyber protection.

You can get coverage for restoration of data and software as well as protection againt identify theft.



Guaranteed Replacement Cost

Ensure that you are getting full replacement value for your home. No if’s and’s or but’s about it.

Full replacement cost on your home, guaranteed.



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Latest News and Resources

Home Insurance: Things to Consider

Home Insurance: Things to Consider

If a material change arises during the policy period, this must be reported to our office immediately. Failure to do so may result in a voiding of the insurance policy involved. A Material Change is something important enough to change the original agreement between the insurance company and the policy holder. Some examples, but not limited, of a material change which would require you to notify your insurer would include

Let's get in touch

Sydney Office

676 George Street
Sydney, NS B1P 1K9

1 (902) 562-1988


Monday to Friday: 8:30am - 5:00pm

Saturday to Sunday: Closed

St. Peters Office

9960 Grenville Street
St. Peters, NS B0E 3B0

1 (902) 535-1988


Monday to Friday: 8:30am - 5:00pm

Saturday to Sunday: Closed

Arichat Office

2372 Highway 206
Arichat, NS B0E 1A0

1 (902) 226-1988


Monday to Friday: 8:30am - 4:30pm

Saturday to Sunday: Closed

Contact Us

What can we help you with?

* Bluenose Insurance Brokers will never share your personal infomation with a third-party without your permission, however, please refrain from sending sensitive payment or financial information and instead please contact the office directly through phone.