If a material change arises during the policy period, this must be reported to our office immediately. Failure to do so may result in a voiding of the insurance policy involved. A Material Change is something important enough to change the original agreement between the insurance company and the policy holder. Some examples, but not limited, of a material change which would require you to notify your insurer would include

Quick personal lines insurance tips to ensure protection in a variety of common situations.

Even in the best maintained apartment buildings, security is a concern. To help protect yourself, you can take a few simple steps.

The Safety Cushion A safety cushion can be determined very quickly and easily by using the time interval method. The time interval method is a formula for determining the distance between your vehicle and other traffic ahead. It is superior to other systems because it...

Electrical Safety Tips As with any electrical cord, use power bars only in dry locations. Cover unused receptacles so that metal objects can't be accidentally poked into the slots. Better yet, place safety prongs into the receptacles, especially if there are children...

Fire Safety Tips Install and Maintain Smoke Detectors: on each level of your home and outside each sleeping area. Follow the manufacturer's instructions and test regularly. Replace batteries at least once a year or when it chirps to signal that the batteries are low....

If you answer no to any of these questions, you and your property may be a target for burglars. Does your home always appear lived in? Do You have dead-bolt locks on all doors? Are the pins in the hinges to your doorways secured? Do you have good locks or latches on...