What coverage do you need?
These are the standard auto insurance coverages required by law.
Automobile liability coverage covers you for personal property damage or bodily injury damage that you are liabilty for.
A mandatory coverage for any person who sustains bodily injury or death in an accident arising from the use of an automobile.
Direct Compensation for Property Damage
DCPD Allows an insured driver to be compensated by their own insurer for property damages resulting from a collision caused by another party.Get Auto Quote
Available Physical Damage Coverage
Collision protects your own vehicle from damages when involved in an at-fault accident, a hit-and-run, and other situations where your own vehicle is damaged.
Most lienholders require this coverage on vehicles where they have a financial interest.
Comprehensive coverage covers your for fire, theft, glass damage, windstorm and hail, and collision with an animal.
Most lienholders require this coverage on vehicles where they have financial interest.
All perils is just that: it covers you for all perils and is a suitable replacement for collision and comprehensive coverage.
Most lienholders require this coverage on vehicles where they have a vested interest.
How to save on your Auto Insurance
Ways to save
Bundle your car insurance with your home or tenants insurance for a multi-line discount
Put all of your vehicles together for a multi-vehicle discount.
With select companies enroll in telematics programs to save up to 30% based on your driving behaviour.
Talk to one of the experienced staff at Bluenose Insurance Brokers to identify areas where you can save
Add additional coverage for when claims occur.
Loss of Use
Covers your vehicle in the event of an insured loss for the cost of a rental vehicle. It is limited to a pre-determined amount. Be sure to discuss the limits with your broker.
Limited Waiver of Depreciation
Coverage to protect again deprecation on brand new vehicles. Protect your investment with this coverage to ensure that you are getting the cost of the vehicle new in the event of a claim.
Protects you ina liability claim situation against drivers who are uninsured or underinsured. This is an essential coverage to protect you and your family.
We all make mistakes sometimes; that's why they call them "accidents".
Protect your driving record and your auto premium with claims advantage and accident waivers.
Owner, Jody Dakai, wins CSIO Technology Award
Bluenose Insurance wins technology leadership award.
Janurary 1, 2021
Caleb's Courage Super Hero Day
We are raising awareness for the little superheroes who are fighting big battles.
Janurary 1, 2021